Terms of Service, Privacy Policy, Refund Policy & Disclaimers
Effective Date: August 1 2025
This page includes our Terms of Service, Privacy Policy, Refund Policy, and Coaching Disclaimers. These apply to all brands operated by Rusman Consulting Solutions LLC, including Rusman Consulting Solutions, Successful Coaching Business, and Called to the Workforce.
Terms of Service
1. Services and Products
We provide professional coaching, leadership development, online courses, and digital products under multiple brands. By using our websites or purchasing any product or service, you agree to these Terms.
2. User Accounts
Some Services require account creation. You are responsible for keeping your login credentials secure.
3. Payments and Subscriptions
Payments are processed through secure third-party providers. By completing a purchase, you agree to pay the listed price and applicable taxes or fees. Subscription products, if offered, include specific billing frequency and cancellation terms described at checkout.
4. Intellectual Property
All content—including course materials, coaching frameworks, downloadable resources, and marketing assets—is owned by Rusman Consulting Solutions LLC and may not be shared or redistributed without written permission.
5. Refund Policy (Summary)
All sales are final. We do not provide refunds, cancellations, or exchanges for digital products, online courses, or coaching services except in cases of duplicate charges or where required by law. See Refund Policy below for more details.
6. Coaching Disclaimer
Coaching services, leadership development programs, and related digital products are educational and developmental in nature. While our coaching and training are designed to support professional and personal growth, we do not guarantee any specific results or outcomes, including but not limited to business growth, employment advancement, or financial performance.
By engaging in coaching or purchasing related products, you acknowledge that you are solely responsible for your decisions, actions, and results, and you agree that Rusman Consulting Solutions LLC is not liable for any outcomes resulting from your participation.
7. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of our websites, products, or services.
8. Governing Law
These Terms are governed by the laws of the State of Utah, United States, without regard to conflict of law principles.
Privacy Policy
1. Information We Collect
We collect information you voluntarily provide, including your name, email address, billing details, and information necessary to deliver products and services.
2. How We Use Your Information
To process payments and deliver purchased products or services.
To send updates, offers, and service communications.
To improve our websites and offerings.
3. Data Sharing
We do not sell your data. We may share it with trusted service providers (e.g., payment processors) as necessary to deliver our services.
4. Cookies
We may use cookies to improve site functionality and analyze traffic.
5. Security
We take reasonable steps to protect your data but cannot guarantee absolute security.
6. Your Rights
Depending on your location, you may have rights to access, correct, or delete your data. For privacy inquiries, email rusmanconsultingsolutions@gmail.com.
Refund Policy
All sales are final due to the digital and service-based nature of our offerings.
Exceptions:
Duplicate charges caused by technical errors.
Refunds required under applicable consumer protection laws.
To request a duplicate-charge refund: Email rusmanconsultingsolutions@gmail.com within 7 calendar days of the error. Approved refunds will be processed back to your original payment method within 7–10 business days.
Changes to These Policies
We may update these Terms, Privacy Policy, Refund Policy, and Disclaimers at any time. Updates will be posted on this page with a revised effective date.
Contact Us
For any questions regarding these policies, contact:
Email: rusmanconsultingsolutions@gmail.com